A full guide in English about The Free Fees Gold Master Card from Advanzia Bank or as we call it in Germany Gebührenfrei MasterCard. Also, we will explain step by step how to apply to the Gold MasterCard for free according to 2019 updates. And if you apply through TOP-10.ONLINE, you will get a bonus of 40 Euros!
What’s Advanzia Bank?
Advanzia Bank S. A was founded in Luxembourg in 2005. The bank offers its services in many European countries such as Luxembourg, Germany, Austria, France and Spain. The Bank is the source of the Gold MasterCard (Gebührenfrei MasterCard) the free fees credit card in Germany and Luxembourg. You could easily get a Gold MasterCard free of charge directly from Advanzia Bank’s website.
What is the Gold Gebührenfrei MasterCard?
The GOLD Gebührenfrei (Free Fees) MasterCard is a MasterCard of the type credit card. It is issued by Advanzia Bank and has a golden color, that’s why it called the MasterCard Gold. It is the best MasterCard in Germany and the easiest one to apply. You get the card through a simple online application. The Gebührenfrei Mastercard comes with a balance of up to 5000 euros, plus 25 or 40 euros as a gift for new customers.
What are the benefits and advantages of the Gold MasterCard?
The MasterCard has many advantages and benefits, especially for those who live in Germany. Some of these features are:
How does the Gebührenfrei MasterCard work?
At the beginning of each month (first 7 days) and starting from the second month in which you get and activate your Mastercard, you will receive an email from the bank containing an invoice or statement of account for the card. It shows your total balance, the amount that you have used during the last month and the remaining amount.
The invoice also includes the amount that you should pay back before a certain date.
Normally, you must refund the amount you received from the card before 20 next month (the exact date you find in the invoice).
For example, if you borrow 400 euros on 04.05.2019, then you should refund them in full payment or by installments before 20.06.2019 (the photo below backs to Sep. 2018)
How much does a Gebührenfrei MasterCard cost?
You could obtain a MasterCard absolutely for free. That means you do not have to pay any amount to get it. Getting the card and all later purchases, transactions and payments are completely free of charge.
What are the conditions for obtaining a Gold MasterCard in Germany?
Getting a Mastercard from Advanzia Bank is very easy and does not require any special conditions. You could obtain a MasterCard regardless of your nationality or your employment status (even if you are unemployed). In order to be able to apply to the MasterCard Gold you have to be:
What documents are required to obtain the Gold MasterCard?
The bank may ask you to provide them with some documents by e-mail. These documents are:
If you follow the instructions in this guide literally, you will receive the card without providing any documents.
How to apply to the Gebührenfrei Mastercard in English (update 2019)
Here we will explain step by step with the photos how to register for the Gold MasterCard in Germany and how to get a bonus of 40 Euro. (Approval is 100% guaranteed, just follow the explanation)
- Click on the following link: Register at the Gold MasterCard Germany (opens in a new tap)
takes you directly to the application in German. Fill the information out as shown below.
- Choose the title, Herr/Frau means Mr/Mrs
- Vorname: First Name
- Nachame: Last Name
- Nationalität: Nationality
- PLZ: ZIP Code
- Ort: City
- Straße: Street
- Nr. : House Nr
- Telefon Mobil: Cell Phone/Mobile
- Geburtsdatum: Date of Birth
- Gebortsort: Place of Birth
- Wohnsitz: Just leave it „Deutschland“
- Your Email address
- Click on the orange button: „Ja, Ich will“
5. That’s it! you have simply applied to the Gold MasterCard (Gebührenfrei Gold) and within a few days, you will receive your card.
How to get the bonus?
You get a 40€ gift with your MasterCard if you apply before 30.09.2019. You must use the card at least once within 14 days of receiving it. If you submit an application through this link, you will need no promotional code. That means you will get the 40€ automatically.
How to activate the MasterCard?
After applying to Master Card, you will receive the card after several days along with a request to activate the card.
Sign the form and cut it as shown in the picture and send it by mail for free.
How to refound/ pay back the money to MasterCard?
If you ask yourself, how do I refund the amount which I borrowed from the Card, the answer is as the following:
In the same e-mail address that we talked about in advance, you will receive card statement, as well as bank information, which you should use to transfer. These infos are:
- Kreditinstitut: Recipient’s name (Advanzia Bank S.A.)
- Verwendungszweck: This is the most important piece of information that you should carefully enter. Here enter your 16-digit MasterCard number (otherwise the transaction will not be considered).
– Make sure that the data entered is correct and that it matches the data that you received in the email.
– Make a transaction before two or three days, because bank transfers usually take 1 – 3 business days.
– Return the full amount to avoid interest.
What to do if a Gold Master Card is stolen or lost?
In case of losing the card, you must call customer service immediately. They provide a free 24/7 Hot Line.
From the German fixed line: 08008801120
From mobiles or from outside Germany: 0049034521973030
– Contact the bank directly when the card is lost, and it will cancel it immediately.
– You will get a new card free of charge within a few days.