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Xoom – Money Transfer Service by PayPal

Xoom is a PayPal service that provides worldwide money transfers. You can make Xoom money transfer and send money worldwide from any internet-enabled computer to friends and family in 130+ countries just in a minute. You can use major credit cards or have funds withdrawn directly from your bank account to fund the money transfer.

Xoom Money Transfer

Send Money Abroad with Xoom, Slide to Send

Transfer money to friends and family abroad in an easy and less expensive way. Xoom let you make international money transfers in 4 simple steps:

  • Choose your country and amount
  • Select a recipient
  • Fund your transfer with a bank account or credit card
  • Notify your recipient that the money is on the way.

Xoom Money Transfer Limits

Senders who live in Europe have a lifetime sending limit of 14,999 EUR. Other Xoom money transfer limits you should take into account:
500 EUR 24 hour limit
1,000 EUR 30 day limit
3,000 EUR 180-day limit

How Much Does It Cost to Send Money with Xoom?

Xoom charges a transaction fee when you send money online. When using a credit card to pay for a Xoom service, your card provider may charge a fee in addition to Xoom’s transaction fee.
If make an international money transfer and your transaction involves currency exchange, Xoom’s exchange rate applies. You’ll always see your exact fee and the amount your recipient will receive.

Xoom Fees

Transaction fees may vary depending on:
  • Transaction type
  • Your payment method and what currency you pay with
  • The amount of the transaction
  • Which country the transaction is going to
  • Which currency you select for your recipient to receive

You can use Xoom Fee Calculator to see specific transaction fees and exchange rates for the transactions you would like to send.

Xoom Exchange Rates

If your transaction involves converting your payment currency into a different currency, Xoom will display the exchange rate to you. All currencies will be converted at the exchange rate displayed at the time of the transaction. Xoom’s exchange rates change regularly based on financial markets or the rates provided by Xoom’s local partners.

Xoom Money Transfer: How to Pay?

You can pay for any Xoom transaction using a bank account, debit card, or credit card. Since Xoom is a PayPal service, you can also pay with your PayPal balance and other payment methods stored in your PayPal account, when available.

How Long Does It Take Xoom Money Transfer

Most money transfers will be available for your recipient in minutes, while some can take up to a few days.  You will get status updates by email or text. You can also check your Track Transactions page any time.

Xoom Money Transfer Pickup

Deposit to a bank or get money delivered  – with Xoom, your recipient can pick up money at thousands of cash pickup locations, receive funds deposited to his or her bank account, or receive funds delivered safely at home or office.

Required Information:

  • Your recipient’s name as it appears on their ID, as well as their address and phone number
  • If you’re making a bank deposit, their bank name and account number

Xoom Money Transfer Cancellation

Xoom guarantees that your money will be received or it will refund your transaction in full. If you want to cancel a money transfer made with Xoom, log in your Xoom account and then:
  1. Visit your Xoom Track Transactions page
  2. Go to ‘Transaction History’ under My Transactions
  3. Choose the transaction you wish to cancel
  4. Select ‘Cancel Transaction

Xoom will issue you a refund within 3 business days of your request to cancel as long as your transaction has not been picked up or paid to your recipient.

Xoom Login

If you have a PayPal account, you can easily use it to log in into Xoom and you should not create a new account. Just go to Xoom login and get access through your PayPal account. If you do not have a PayPal, you have the option to create a new Xoom account using your email by clicking on Sign Up.

As a note, you can use Xoom without having a PayPal account. Also, you can download Xoom mobile App for Android and iOS from Google Play and App Store.

Xoom Countries

With Xoom, you can make an international money transfer to more than 130 countries worldwide. The full list of Xoom’s countries where you can send money to is:

Albania, Antigua and Barbuda, Argentina, Armenia, Australia, Austria
Bahrain, Bangladesh, Belgium, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Bulgaria, Burkina Faso, Burundi
Cambodia, Cameroon, Canada, Chad, Chile, China, Colombia, Comoros, Costa Rica, Croatia, Cyprus, Czech Republic
Democratic Republic of the Congo, Denmark, Djibouti, Dominican Republic
Ecuador, Egypt, El Salvador, Eritrea, Estonia, Ethiopia
Finland, France
Gabon, Gambia, Georgia, Germany, Ghana, Greece, Guatemala, Guinea, Guinea-Bissau, Guyana
Haiti, Honduras, Hong Kong, Hungary
India, Indonesia, Ireland, Israel, Italy, Ivory Coast
Jamaica, Japan, Jordan
Kenya, Kuwait, Kyrgyzstan
Latvia, Liberia, Lithuania, Luxembourg
Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Mexico, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nepal
Netherlands, New Zealand, Nicaragua, Niger, Nigeria, Norway
Pakistan, Peru, Philippines, Poland, Portugal, Puerto Rico
Romania, Rwanda
Samoa, San Marino, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland
Tanzania, Thailand, Togo, Tonga, Trinidad and Tobago, Tunisia
Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, US Virgin Islands, Uzbekistan
Zambia, Zimbabwe

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