fbpx

Why is N26 Best Online Bank in Germany?

N26 The Mobile Bank — N26 Germany

Free N26 Bank Account best online bank in Germany

What is N26 Bank?

N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2.500.000 customers. N26 gives you complete control of your financial life on your phone. Get a Mastercard, activate Google Pay, and enjoy personal banking features like sub-accounts for organizing your finances. N26 is banking made simple, modern, and enjoyable.

 

Why is N26 Bank Best Online Bank in Germany?

N26 Bank Germany is one of the best banks not only in Germany but also in UK, Europe & the world and that’s for the following reasons:

  • Free Bank Account & Free Mastercard
  • Open your bank account online in 8 minutes
  • Manage your account & cards from your phone
  • Mastercard €0,00 / month
  • No fees for withdrawals
  • No fees for payments
  • Withdraw money from any ATM
  • Foreign currency transfer
  • Seamless security
  • Track all your spendings
  • English Customer Service
  • Mastercard 3D Secure
  • Real-time notifications

Now you can open your N26 bank account in just 8 minutes and get your N26 Mastercard 3-5 days after signing up. Also, you run your entire financial life from your phone. Moreover, N26 is one of the few German banks that offer their interface in other languages for non-German speakers living in Germany. Open your N26 account now!

 

N26 Bank Products – Choose your best bank account Germany

Whether you are an employee or a freelancer, person or business you will find a perfect bank account that meets your needs. If you stay in Germany, the UK or Europe, here you will find a free bank account.

  • N26 Free bank account Germany and Free Mastercard
  • N26 Black — Premium account and Mastercard with comprehensive insurance coverage
  • N26 Metal — Exclusive card featured in 3 stunning colors: charcoal black, quartz rose, and slate grey
  • N26 Business — Account and Mastercard for freelancers and self-employed customers with 0.1% cashback on all purchases
  • N26 Business Black —Premium account for freelancers with comprehensive insurance coverage and free withdrawals abroad. N26 Black is the best bank account Germany.
  • N26 Overdraft — Overdraft up to €1.000 with 8,9% interest rate approved within minutes, and up to €10.000 for existing customers (available in Germany and Austria)
  • CASH26 — a QR code to get unlimited free account withdrawals and deposit up to €100 cash for free per month at over 11.150 participating stores. (Available in Germany and Austria.)
  • N26 Credit — Paperless personal credit loan between €1.000 and €25.000 (available in Germany, Austria, and France)
  • N26 Savings – Fixed term savings account with high-interest rates up to 1,48% (available in Germany and Austria)
  • N26 Insurance – digital insurance dashboard to manage all your policies in one place (available in Germany)

 

Does N26 Bank provide best bank account Germany?

Definitely YES, N26 has a lot of features that make him provide best bank accounts in Germany. Besides the above features, enjoy the following ones:

  • Google Pay — The fast, simple way to pay with Google, your phone, and your N26 account. It’s entirely free (available in United Kingdom, Germany, France, Spain, Italy, Ireland, Belgium and Slovakia)
  • Spaces — Create sub-accounts for all your goals and keep them all together under one login. Spaces makes it easier to save and gives you much more control over your spending
  • MoneyBeam – Instant cash transfers using only a contact’s email address or phone number
  • TransferWise — International money transfers into 19 different currencies
  • Real-time account activity push notifications
  • In-app card control to lock or reorder your card, enable payments abroad, enable online payments, and set withdrawal and payment limits
  • Automatic spending categorization
  • Up to 5 free ATM withdrawals per month from any ATM, based on a Fair Use policy

(those features can vary by country)

 

N26 Bank Fees

N26 charges no fees for basic banking transactions but has introduced a Fair Use policy for most countries. This limits free ATM withdrawals to 3 or 5 per month depending on country and profile, after which, there is a 2 euro fee.

For its German customers, Nn26 bank Germany offers CASH26, an alternative method of withdrawing cash for free up to 999 euro per day at various retail locations. With CASH26 cash can be deposited on a credit card up to 100 euro per month without fees, and additional amounts at a 1.5% fee.

As with all other banks, customers can lock and unlock their MasterCard through the app without having to contact N26 support. They can similarly enable and disable it for usage abroad or online usage, or modify the daily limits for cash withdrawals and card payments.

 

How to open an account at N26 Bank?

You can open an account if you:
– are at least 18 years old
– are a resident of a supported country
– own a compatible smartphone
– hold a supported ID (eligibility depends on whether you live in Germany or outside of Germany)
– don’t already have an account with N26 Bank

This is how the sign-up process for an N26 bank account works:
Click here and fill out your personal data.
– After confirming your email, personal details, and shipping address, select the type of account you want.
– Prove your identity and connect your smartphone to your new account.
– After a few days, you’ll receive your N26 Mastercard by post.

Find a plan that works for you

[supsystic-price-table id=8]

 

Is N26 Bank available in my country?

The bank is located in Germany (Headquarters) and serves the following areas: Eurozone, United Kingdom, Denmark, Norway, Sweden, Iceland.

N26 Countries: the bank accepts customers with residency addresses in the following European countries for its basic current account and Debit Mastercard products: Austria, Belgium, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Portugal, Poland, Slovakia, Slovenia, Spain, Sweden and the United Kingdom.

N26 Bank Address: Klosterstraße 62, 10179, Berlin, Germany

N26 Safety & Security

The bank has strong security methods make him best online bank in Germany. like:

– Your money is protected by the German Deposit Protection Fund up to €100.000
– Your data is secured according to German data protection requirements
– Your transactions are 3D Secure for additional authentication and fraud protection using Mastercard SecureCode

 

What else?

Not only this, many other reasons make N26 best online bank in Germany, for example:

N26 for expats: open a savings account in Germany, without a word of German. Open a German checking account with no documents or administration, and also without also needing to talk German. Perfect for expats, immigrants, as well as non-residents from abroad. Open your account currently straight from your smart device in under 8 minutes.

A European IBAN: Pay rental fee, get paid, and also resolve your financial resources as various other Europeans do. We’ll provide you an IBAN quickly after opening your account.

N26 Mastercard — for free: Many banks in Germany charge extra for a debit card, making it difficult to make online purchases. The N26 Mastercard is accepted all over the world– together with other excellent benefits.

Foreign currency transfers: In a few taps with TransferWise send out loan in 19 currencies with simply a couple of taps with our partner Transferwise. Whatever takes place in-app without a piece of documents. Transferwise is up to 10 times cheaper than sending loan with normal banks.

Pay Anywhere. Get charged nowhere: Utilize your Mastercard anywhere in the world– totally free. We do not charge a foreign deal charge. Whether it’s Mongolian tögrögs or Mexican pesos. It’s all the exact same to us.

 

N26 Bank Reviews

N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ and many more.

N26 has more than 20.000 five-star ⭐⭐⭐⭐⭐ reviews.

 

  • Free Bank account Germany: Sign up for free & order your card now
  • Credit: Up to €25.000 .. Compare plans
  • N26 Black: Fee-free withdrawals anywhere, Worldwide travel insurance
  • N26 Reviews: 2.5 million customers across 24 countries

 

What are you waiting for? Open Your Free Bank Account Now!.

Share it!

5 thoughts on “Why is N26 Best Online Bank in Germany?

Leave a Reply

Your email address will not be published. Required fields are marked *